1 John 1:8 - If we say that we have no sin, we deceive ourselves, and the truth is not in us.

There are a lot of really nice, morally good people in the world who do not see any need of God's Salvation because they are not "bad people". According to this verse, there is sin inside all of us, and we are deceived if we do not recognize that. If you have EVER told a lie, coveted someone else's belongings, used the name of the Lord in vain, stolen even something as small as a pack of gum, you have sinned and need a payment for your sin. Think about this and consider whether you have sinned at any time.